Andover Crossing Apartments
November 2011
Patsy Sphar & Carol Overley
Co-Managers
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Andover Crossing Apartments
415 S. Sunset Drive
Andover, KS 67002
p (316) 218-1230
Emergency Maintenance (316) 218-1230 #3
andover.crossing@midlandmgmt.com
Office Hours
Monday-Friday: 8:30 am - 5:30 pm
Cory Riffel
Maintenance Tech
From the Manager's Desk...
In the month of November, we traditionally think of family, food, and football. Cherish your family and friends and the beauty that surrounds us everyday. Sit down and enjoy a good NFL game on TV and have a great supply of food and snacks around you. Oh yes, and don't forget to take a nap!! Happy Thanksgiving to all of you.
Tuesday 11/1 Rent is Due. Congratulations to Vorn and his family, our Early Bird Winner. You, too, can win $75 off your rent. Everyone who pays rent on or before the first of the month is entered into a drawing.
Sunday 11/6 Daylight Savings Time ends. Don't forget to set your clocks back one hour and get an extra hour of sleep on Sunday morning.
Friday 11/11 Veteran's Day. Take a moment to honor the men and women who have served and continue to serve our country in the armed forces. If you are a veteran, we'd like to thank you for your courage.
Thursday 11/17 Great American Smoke Out. Are you thinking of quitting smoking but not sure you are ready? Maybe this is your opportunity to say "no" to cigarettes for 24 hrs.
Friday 11/18 Drawing for a Dillons Gift Card. Just in time to purchase your Thanksgiving Turkey!!!
Thursday 11/24 Thanksgiving Day.
Friday 11/25 Office closed for the Holiday.
As the days cool off it's time to check your furnace. Please turn on your heat as soon as possible just to be sure that it does come on properly. It is normal for the furnace to have an unusual smell at first, it's just dust buildup burning off the burner. If you have any problem, please call the office to schedule maintenance assistance.
Classic Mashed Potatoes
Caring For Your Carpet
Regular vacuuming will prevent premature carpet matting and soil stains. Staining can
be avoided by cleaning up spills immediately.
Carpeting should be vacuumed at least once a week.
Spills are to be blotted, not wiped, dry.
A carpet cleaner solution may be used to remove stubborn stains. Do not use bleach.
Cover 2 pounds whole russet or Yukon gold potatoes with cold salted water; simmer 45 minutes. Drain, peel and mash with 1/2 to 1 stick butter. Add 1 cup hot milk, and salt and pepper; mash until smooth and fluffy.
Apartment Insurance: Coverage for Renters
Apartment insurance, more commonly known as renter’s insurance, protects you against loss and damage to your personal belongings when you rent a house or apartment. Many renters make the mistake of assuming that any damages will be covered by their landlord’s insurance when, in actuality, the landlord’s insurance will only cover damage to the structure of the building. It’s up to you to protect your items from damage or loss. This is where apartment or renter’s insurance comes in.
What It Covers
Renter’s insurance protects you from the following catastrophes: Fire and smoke, theft and vandalism, flood and water damage (from appliances, for example), wind, lightning and windstorm
Your renter’s policy would cover damages to items like: Computers, TVs and other electronics, furniture, clothing, antiques or vintage items, household items and personal appliances
In addition to covering your personal belongings, renter’s policies also cover your liability if someone is injured in your home and decides to sue. Furthermore, most renters’ policies cover your living expenses if you’re temporarily unable to live in your home because of a catastrophe. Most renters are also pleasantly surprised to learn that this coverage is very affordable. Because the policy only covers the contents of your home—and not the structure of the building—you may spend as little as $160 per year on renter’s insurance, depending on what policy you buy. Needless to say, the “package deal” protection and affordable cost of renter’s policies make them more than worth it.
Types of Policies
According to the Insurance Information Institute (III), there are two types of renter’s policies:
(1) Actual Cash Value: Pays to replace your items minus a deduction for depreciation, up to your policy amount.
This means if you bought your laptop two years ago for $1,000, the insurer will only reimburse you for its worth at the time of damage—which could be a several hundred dollar difference.
(2) Replacement Cost: Pays the actual cost of your possessions with no deduction for depreciation, up to your policy amount.
This means no matter when you bought your laptop, you’ll be reimbursed for the amount you paid for it.
Because replacement cost policies don’t deduct for depreciation, they are most recommended by insurance experts.
Get FREE renter's insurance quotes from a variety of agents at Insure Me to get the best possible rates in your area!
