The Bluffs Apartments
November 2010
1st Rent Due
2nd Election Day
7th Daylight Savings Time Fall Back One Hour
8th Office Hours Change
11th Veteran's Day
17th Pest Control Bldgs A,C,D,F,G,H,I,J,L
24th Happy Thanksgiving - Office Closed
25th Holiday - Office Closed
Crystal
Property Manager
Laura
Leasing Consultant
Tony
Maintenance
Justin
Maintenance
From the Manager's Desk...
Valued Residents:
Thank you to all our residents who participated in the Coloring of the Ghosts. We almost ran out of wall space in our office!
We are all excited for the approaching holiday season. Stop in to our office to register to win a Thanksgiving Feast. One lucky winner will receive a turkey dinner!
The U.S. begins Daylight Saving Time at 2:00 a.m. local time on the second Sunday in March and reverts to Standard Time at 2:00 a.m. local time on the first Sunday in November. DST is not observed in Hawaii or Arizona, with the exception of the Navajo Nation, which does observe DST, even in Arizona. Our Office Hours will change on Monday, November 8th to M-F 8:30 am to 5:30 pm and Saturdays 10:00 am to 2:00 pm.
Have a Happy Thanksgiving!
Crystal Cushman
Thanks for visiting!
Be sure to bookmark this page and visit every month to stay connected with our community!
The Bluffs Apartments
2065 Nash Blvd
Council Bluffs, IA 51501
(712) 325-6566
bluffs@midlandmgmt.com
Office Hours
Summer
Monday-Friday: 9 am - 6 pm
Saturday: 10 am - 2 pm
Winter
Monday-Friday: 8:30 am - 5:30 pm
Saturday: 10 am - 2 pm
Caring For Your Carpet
Regular vacuuming will prevent premature carpet matting and soil stains. Staining can
be avoided by cleaning up spills immediately.
Carpeting should be vacuumed at least once a week.
Spills are to be blotted, not wiped, dry.
A carpet cleaner solution may be used to remove stubborn stains. Do not use bleach.
Coming Soon to Star Cinema in November
5th: Due Date, Fair Game, Megamind, 127 Hours, Client 9, Red Hill, Welcome to the Rileys
12th: Morning Glory, Skyline, Unstoppable
19th: Harry Potter and the Deathly Hallows Part 1, The Next Three Days, Made in Dagenham
24th: Burlesque, Love & Other Drugs, Faster, Tangled, The Nutcracker 3D
26th: The King's Speech
Coming to the Mid America Center in November
3rd: Trans-Siberian Orchestra
6th: Cedric the Entertainer
9th: Daily Nonpareil Fall Job Fair
12th-14th: Curious George Live
19th-21st: Antique Spectacular
Coming to the Qwest Center in November
Autumn Festival an Arts and Crafts Fair
Fun Fact:
Turkeys can drown if they look up when it's raining!
Classic Mashed Potatoes
Cover 2 pounds whole russet or Yukon gold potatoes with cold salted water; simmer 45 minutes. Drain, peel and mash with 1/2 to 1 stick butter. Add 1 cup hot milk, and salt and pepper; mash until smooth and fluffy.
Apartment Insurance: Coverage for Renters
Apartment insurance, more commonly known as renter’s insurance, protects you against loss and damage to your personal belongings when you rent a house or apartment. Many renters make the mistake of assuming that any damages will be covered by their landlord’s insurance when, in actuality, the landlord’s insurance will only cover damage to the structure of the building. It’s up to you to protect your items from damage or loss. This is where apartment or renter’s insurance comes in.
What It Covers
Renter’s insurance protects you from the following catastrophes: Fire and smoke, theft and vandalism, flood and water damage (from appliances, for example), wind, lightning and windstorm
Your renter’s policy would cover damages to items like: Computers, TVs and other electronics, furniture, clothing, antiques or vintage items, household items and personal appliances
In addition to covering your personal belongings, renter’s policies also cover your liability if someone is injured in your home and decides to sue. Furthermore, most renters’ policies cover your living expenses if you’re temporarily unable to live in your home because of a catastrophe. Most renters are also pleasantly surprised to learn that this coverage is very affordable. Because the policy only covers the contents of your home—and not the structure of the building—you may spend as little as $160 per year on renter’s insurance, depending on what policy you buy. Needless to say, the “package deal” protection and affordable cost of renter’s policies make them more than worth it.
Types of Policies
According to the Insurance Information Institute (III), there are two types of renter’s policies:
(1) Actual Cash Value: Pays to replace your items minus a deduction for depreciation, up to your policy amount.
This means if you bought your laptop two years ago for $1,000, the insurer will only reimburse you for its worth at the time of damage—which could be a several hundred dollar difference.
(2) Replacement Cost: Pays the actual cost of your possessions with no deduction for depreciation, up to your policy amount.
This means no matter when you bought your laptop, you’ll be reimbursed for the amount you paid for it.
Because replacement cost policies don’t deduct for depreciation, they are most recommended by insurance experts.
Get FREE renter's insurance quotes from a variety of agents at Insure Me to get the best possible rates in your area!
